Really Right – Page 70 – Religion, Politics, and Culture: Explained and Defined

Insurance Fraud/Racketeering: Knights of Columbus Style

By: Jake the Snake–an occasional contributor

Back in August 2018, the Knights of Columbus (a Catholic Church volunteer group) was served a lawsuit by a vendor alleging insurance fraud and manipulation, essentially running a Ponzi scheme.

U.S. District Court in Denver against the Knights of Columbus, claiming the Catholic-charity behemoth is using “phantom” numbers to fraudulently inflate its 1.4 million insurance pool of mostly aging members.

The lawsuit, filed Tuesday by Greenwood Village attorney Jeffrey Vail on behalf of UKnight Interactive and manager Leonard Labriola, accuses the charity of artificially claiming that it has 1.9 million insureds worldwide by counting members who have dropped out. It also accuses the charity of stealing the company’s trade secrets.
Denver lawsuit calls Knights of Columbus life insurance pool a racketeering scheme

Another Catholic organization facing serious lawsuits stemming from misleading its members…heard that before? Sadly, as a member of said group, the lawsuit is wholly WITH merit, and not a baseless claim, as some may have you believe. See I work in the business and I can say there is manipulation and cooking the books taking place and has been for some time. I am here to tell you the insurance arm of this organization is a Ponzi scheme and will fail by 2033 if things don’t change rapidly. I will lay out my thesis and reasoning below.

First basic insurance 101: The company charges you a premium, and if nothing happens the insurance company gets to keep it, if something happens, they must pay out for a covered loss. One reason this line of work is very profitable is you pay them in today’s dollars, they pay out as long as 30 days after the incident, pocketing the difference. The monies collected can be invested, but a reserve enough to cover a certain threshold of claims must be kept liquid in order to meet obligations should they arise!

In the case of the Knights of Columbus (KOC) they only sell life insurance, annuities, retirement, and long-term care policies to members and their spouses. As a result, they have a very small pool from which to choose since members must not only be Catholics but a member of the organization! In the case of all these products, claims are not anticipated for years after buying the product; in many cases, life insurance never will pay out! However, the organization is aging and has not been able to attract younger members to backfill the monies now being paid out to dying members. Worse yet, every major player in California has ceased selling long term care as it is very underpriced and most companies with policies remaining are doubling prices annually just to tread water! Even worse, the Knight’s products are not priced adequately, many far below the premium of far more reputable companies such as the carrier I represent! Problem is, in recent years, the amount of money paid out, has far exceeded monies paid in, resulting in an operating loss.

“Indeed, the KC Supreme insurance program is only one step removed from a classic Ponzi scheme,” the lawsuit says. “This case involves an elaborate scheme of racketeering, fraud, deception, theft, and broken promises by the Knights of Columbus Supreme Council (KC Supreme) and two of their senior executives, Thomas Smith and Matthew St. John.”

The problem lies in a couple of areas, like many groups and organizations not involving drinking or trips to a gentlemen’s clubs, the membership skews older. KOC is no different. Over 30% are over the age of 70. Most of the Knights in this age group own multiple policies totaling several hundred thousand or possibly a million dollars. But that’s ok because what about the other 70% right? Well here’s the issue, they are inactive. They only joined because their parent/grandparent made them and has been paying their dues. (Think CRA but not as far down the drain.). The reality is that this group has not bought the insurance, thus saddling the KOC with an aging membership controlling most of the insurance liability to be paid upon death!

Most phantom members are younger men who quit because of the demands of raising children and families, the lawsuit says. Aging and retiring members tend to remain active, it says.

For example, KC Supreme advertised on its website that it had 45,000 new members in 2010, while counting phantom members and omitting the fact that with the numbers of members who died or withdrew, net membership numbers actually shrank, the lawsuit says.

This creates a reserve issue and here is where the racketeering comes into play, and this part of the fraud leads all the way to New Haven, Connecticut where the HQ is located.

A directive came out, saying we are not to drop a member for any reason if he has attained the highest degree of rank…the only way to drop a member is if he has not paid dues for over 5 years! Think about that; 5 years plus of non-payment! (again, very reminiscent of CRA.)

The charity props its membership rolls by forcing 15,392 local Knights of Columbus councils to continue paying nominal dues for former phantom members after they drop out, the lawsuit says. The charity requires councils to recruit a new member before allowing them to drop an old one, the lawsuit says.

Based on such rules, one local council in New Jersey reports that it has 316 members when it actually has 54 members, the lawsuit says. When a Dallas council asked to remove more than 80 “long-delinquent” members from its rolls, KC Supreme only allowed eight to be removed, the lawsuit says.

I say the only way, because the other ways to drop someone are automatic…felony…no longer a Catholic…those things. The root issue is the younger members aren’t buying policies and have no intention to do so in the future, and since many members aren’t paying dues for themselves, they are being kept around to artificially inflate the membership rolls. This is where the racketeering scheme comes into play, as the KOC can lie to credit rating agencies about how solvent they are. KOC Insurance company can hide behind “…well we have 1.9 million members we can sell our products too…so we can be solvent if given an opportunity.”

While local councils do volunteer and charitable work, KC Supreme, generates billions of dollars tax-free every year selling life insurance, the lawsuit says. The Knights of Columbus’ KC Supreme website falsely advertises that its membership of “brother knights” grew for the 44th consecutive year and will soon top 2 million men, the lawsuit says.

“In fact, the true membership of the Knights of Columbus without these ‘phantom’ members is only about 1.4 million — their published number represents an approximate 36% overstatement!” the lawsuit says.

The insurance is pushed very hard by the organization. It’s mentioned at all 4 degrees (steps) you go through to full knighthood. You are required to meet with the agent after joining the knighthood, and insurance is pushed at every meeting. The agents are similar to your neighborhood AMWAY sales guy, essentially programmed to take a “No” as a “Yes”, and to keep pushing for the sale, it’s a turn off. These insurance reps are paid a slave wage and become commission only after about a year, and only get 4 councils to sell to, many having aging populations who won’t be eligible for the products. Turnover is high, and usually you buy a handful of policies on yourself to advance the scheme in the sense of putting food on your own plate. Isn’t this taking advantage of someone which runs contrary to the church’s values? Think that is odd, try the “retirement” of Chief Investment Officer Tom Smith, who stepped down just after the lawsuit was served…. let me guess impeccable and unrelated timing, right? Probably said he needed to spend more time with his family. I think Smith knows this Ponzi is about to hit the fan. Why else would he resign from a job paying him $900K a year?

The fraternal order has $105 billion of insurance in force written against only $22 billion in assets, the lawsuit says. It says the Knights of Columbus organization “may very well be on the verge of financial collapse.”

I can say firsthand that the issues here are very real and true, heads are going to roll, and Pharisees and tax collectors described in the Bible will be shown in real modern form. I can say our council has 17 non-payers, and likely has at least that amount in next of kin whose dues are paid for by poppa.

A District Deputy (think regional manager) in Illinois has a council, that lists 300 members, but none have paid dues in years, and the council has not had a meeting in years. This narrative plays out everywhere leading me to believe the 1.9 million is closer to 1.1, making the “insurance pool” far less than advertised. A very heavy emphasis is put on recruiting, almost unhealthy emphasis, we just want a warm body capable of fogging a mirror, because they can buy a policy, thus buying time for the order.

My advice: Stay away from this group and if you have an insurance policy make sure the KOC belongs to the National Association of Insurance Commissioners, which in layman’s terms means if something were to happen and the insurance arm goes bankrupt, other companies step in to pay the claims/absorb the policies.

This is actually a very big deal, as many members have been misled about the insurance program and its long-term viability. The Chief Insurance Officer retiring, is likely more of a sign of a rat scurrying off the ship. Tom Smith is a coward of a human, yet no one is able to call him out. This story does not end well, and hopefully no one has any retirement monies invested in this scheme. Sit back and watch the dominoes fall boys and girls….and the Catholic Church wonders why it’s dying off.

Jake the Snake
Knight of Columbus

Subprime Feeding Frenzy

The sequel to Jaw has the tag line, “Just when you thought it was safe…”

They’re back. Yep. Subprime loans are back and more prevalent than ever. If you thought Bush, Obama, and “too big to fail” were relics of history, you’d be as clueless as the 90-Day Guy or the naïve written about by other bloggers on this site. The truth is that subprime lending and non-traditional (non-bank) loans are even more prevalent than ever. This is true for both corporate and consumer lending.

Below are some articles outlining the threat that subprime lending poses to the financial system.

Definition: Subprime Credit

Subprime credit is typically composed of subprime borrowers with low credit ratings, high debt levels, a record of delinquency, defaults or bankruptcy, no property or assets that can be used as a collateral. Lenders use a credit scoring system, like FICO scores, to classify subprime borrowers based on the probability of repayment. Different creditors use different rules for what constitutes a subprime loan, but FICO scores below 600 have typically been classified as subprime in the past.

Subprime credit is financed by repackaging subprime credit card debt, auto loans, business loans and mortgage into pools and selling them investors as asset-backed securities, like collateralized debt obligations and mortgage-backed securities.

During the housing boom in the early 2000s, lending standards on subprime mortgages were relaxed, with NINJA loans being made to borrowers with no income, no job and no assets. When the bubble burst in 2007, the quantity of subprime credit in the financial markets contributed to the subprime meltdown and the subprime crisis, which triggered the Great Recession.

Consumer advocates say subprime credit is a social good and provides finance to low-income households. Yet it increases the risk of credit booms and busts. In the U.S., banks tightened lending standards after the financial crisis. However, auto finance companies have since used low interest rates to fuel a boom in subprime auto loans. This helped the economy to recover. However, auto loan delinquencies hit crisis levels in 2017, even as subprime auto-lending continued to boom, leading to speculation that this another credit bubble that is set to burst.
Subprime Credit

Subprime Loans to Consumers

The article that I saw today has political as well as economic implications. Read these excerpts and then see if you agree with me.

Lower-income U.S. consumers are showing signs of weakness despite the strong market, and if the economy enters a recession, any possible credit crunch could be “material,” according to UBS.

Strategists led by Matthew Mish and Eric Wasserstrom wrote in a note Thursday that they’re worried about lower-income consumers who have seen little net worth improvement since the financial crisis. Debt burdens for many of those households have grown as credit card interest rates hit record highs and student loan borrowings surged. UBS expects that the consumer credit cycle can extend but a future downturn could be worse than the one seen in 2001 and 2002 thanks to subprime consumers’ growing debt loads, higher losses and the growth of “fragile” non-bank lenders.

A UBS survey found that households reporting credit problems like loan application rejections matched a survey high of 40%, up 4 percentage points from a year earlier. Consumers’ likelihood of missing a loan payment in the next year increased 1 percentage point to 13% …

Even though the Treasury rally has sent U.S. interest rates sinking, the strategists say many U.S. households are still seeing their interest burdens rise, similar to what occurred in the years before the crisis. The higher rates may come from a shift in what kind of debts consumers have: household debt was a record $13.7 trillion in the first three months of 2019, and most of the post-crisis growth in obligations has come from non-mortgage debts like student loans that carry higher interest rates.

UBS’s consumer credit analysts expect some deterioration in delinquency rates, but say positive wage growth should help most consumers stay current on their obligations. They’re more concerned about long-term trends because consumers’ finances aren’t recovering as well as their credit scores might indicate. They estimate some $2.6 trillion of U.S. household debt is subprime, and any future downturn would likely affect lower-tier U.S. consumers, instead of a more systemic problem like 2008-2009.
Bottom 50% of Consumers Are Showing Signs of Weakness, UBS Says

The article seems to indicate that in the next economic downturn that the rich will do fine and the poor will get hammered. The poor are living on borrowed money and when the economy goes down, the credit tap will be shutoff while interest on existing debt will go up. This will cause poor folks to default on their debt and due to the amount of debt, it will send shockwaves thru the economy. In the end, the rich will stay rich and the poor will be even poorer.

This in turn, will feed into the socialist narrative that is being propagated by much of the Democrat Party. Poor folks will once again vote to relinquish their freedom for security, and as a bonus, they can hope to screw the fat cats in the process.

Non-Bank Lenders

Another soft spot in the financial world is the rapid rise of non-bank lenders. These guys exist to make money via loans that traditional banks won’t touch. They loan to both businesses and individuals. Many of these loans would be viewed by traditional metrics as subprime. Please note in the articles quoted below that half of all mortgages are controlled by these non-bank entities. They are not subject to regulation by banking or securities laws. They exist… in the shadows.

When the dotcom bubble burst, Chuck Doyle smelt an opportunity — arranging loans for companies shunned by big banks and too small to tap the bond market. It proved very fertile ground.

His company, San Francisco-based Business Capital, says it has since helped hundreds of smaller companies raise money to keep afloat, finance their inventory or expand. But Mr Doyle, an avuncular former fibre-optic salesman, says conditions in the non-bank, non-bond “private debt” market have never been more frenzied.

“We’ve been through a few cycles, but this one is crazy,” he says. “We’ve seen unbelievably explosive growth. We’ve seen deals that banks wouldn’t have done even before the financial crisis.”

The post-crisis explosion of the US corporate bond market, and more recently the leveraged loans industry, have hogged the attention of analysts, investors and regulators. But it is arguably the underbelly of the American debt market that has seen most change in recent years.

“It’s a wild west space, where everyone competes for every deal,” says Oleg Melentyev, head of high-yield credit strategy at Bank of America Merrill Lynch. “The whole thing has exploded in size, and everyone is getting into it.”

There is no clear definition for so-called private debt, which is often also called direct lending or mid-market lending. It broadly consists of bespoke loans made by specialised lenders such as fund managers, insurers and tax-advantaged vehicles known as “business development companies.”

Borrowers can range from sizeable international groups to small companies seeking money for a new store — or just a shot of cash to keep trading for another quarter. Unlike leveraged loans, private debt is typically not widely traded, and unlike bonds, the market is largely unregulated and opaque.

“Direct lending has been the strategy du jour — when we see stresses we’ll probably see it there first,” says Jim Smigiel, head of portfolio strategies group at SEI Investments, near Philadelphia. He doubts the market is extensive enough to cause systemic problems, but “a lot of people will lose a lot of money”, he predicts.

Private debt investors admit that the flood of money has dramatically eroded both standards and returns. KKR estimates that the average private debt yield has now fallen to about 6-8 per cent, down from the low teens a few years ago. That is only slightly higher than in the mainstream junk bond market, which is actively traded and far more transparent.
Non-bank lenders thrive in the shadows

“What’s the biggest risk to the system right now? After listening to Fed Chief Jay Powell, who made a lot of sense today, I’d say it’s non-bank lending,” Cramer said Wednesday on “Mad Money.”

In the speech, Powell characterized non-bank lenders as imprudent and a potential problem for the credit markets and the broader financial system.

Even so, Cramer thought the rapid-fire rise of institutions like Quicken Loans, PennyMac and LoanDepot, three of the largest non-bank lenders, posed a near-term threat.

“There are many non-bank institutions making home loans that could collapse in value,” Cramer warned. “These companies came out of nowhere. They now control about half of the current mortgage market — that’s a trillion dollars’ worth of mortgages a year.”

Worse, if those lenders can skirt regulations meant for big banks with similar lines of business and make loans without enough documentation or money down, “that could be a serious problem,” the “Mad Money” host warned.
Non-bank lenders like Quicken Loans are ‘the biggest risk to the system’ right now, Jim Cramer warns

Parallels between leveraged loans and subprime

It’s not surprising that people are drawing parallels. The leveraged loan market is just shy of $1.3 trillion, the size of the subprime market at its peak. As did subprime, it has experienced rapid growth and even more rapid deterioration in underwriting standards, with the most highly leveraged companies accounting for a growing share of the market. Also like subprime, it relies on an “originate to distribute” model meaning the lender originating the loan does not retain major risk if the borrower defaults, but rather passes that risk on to investors, frequently by pooling them and selling securities backed by their cash flows in a “collateralized loan obligation (CLO).”

Like subprime, which catalyzed distress in the broader mortgage market, leveraged loans could also precipitate problems in the broader corporate debt market. Non-financial corporate debt as a percentage of GDP is at an all-time high. A record number of companies are rated just above junk and thus are exposed to system-wide downgrades to sub-investment grade status if the ratings agencies get spooked by a high profile default.

And the risk of that happening is not inconsequential. Leveraged borrowers are not obscure companies but include such household names as American Airlines (AAL), Hilton Hotels (HLT), and Burger King (QSR), according to the trade association that represents leveraged loan lenders.
How regulators can stop leveraged lending from becoming the new subprime

Folks, I hope reading this will cause you concern that everything is not peachy keen in the financial world. I think the availability of these alternative funding sources in a quest for higher returns, might be part of the reason that the 90-day cycle is so important. People want to know their risky investments are paying off or they might be tempted to cut their losses and pull their support.

Utopia Impossible: EV Fleet

You know the drill. A man retrieves a small recording device from an unexpected place. He hits play and is given a seemingly impossible task—usually to save the world or prevent an international incident. The recorder finishes delivering its message and self-destructs. A match lights an old fashioned fuse which starts to burn as the Lalo Schifrin theme song begins. You know the next hour will be full of twists, turns, and deceit. Buckle-up and let the intrigue begin.

Oh, the message for today’s episode goes something like this:

Greetings Mr. Newsom, your mission as passed on from your predecessors, Schwarzenegger and Brown, is to outlaw the internal combustion engine within the boundaries of California by ~~2030~~ 2040. Know that you have the full support of Democratic state Assemblyman Phil Ting of San Francisco, state Air Resources Board Chairman Mary Nichols, and a large block of the Legislature. Your mission, should you decide to continue this quest, is to secure the necessary legislation and resources to make all vehicles in your State electric powered by this deadline. The fate of the planet is in your hands.

**Air Resources Board Chairman Mary Nichols**

As mentioned above, the recorder vaporizes and the credits roll. When the story continues, we find the Governor assembling his team. The team is commissioned with implementing a plan to force people into electric vehicles. After consulting with Warren Buffett, Elon Musk, Alexandria Ocasio-Cortez, the Sierra Club, Green Peace, and a host of interested parties, the team presents the Governor with a list of proposals.

Increasing gasoline taxes
Raising the vehicle emission standards
Denying new permits for gas stations
Increasing regulation of refineries
Tax incentives for electric vehicles and charging stations
Increased DMV registration fees
Allowing electric vehicles to use HOV lanes
Subsidize even more public transportation
Tax all vehicles per mile driven
Outlaw barbeques and fire places
Outlaw gas powered lawn movers, blowers, and trimmers
Outlaw privately owned fuel storage tanks after 2040
Ban privately owned aircraft and tax the crap out of commercial air travel

Anyway, you get the idea. Use the power of government to force people to change their behavior. It sounds so good, what could possible go wrong?

While California seems on the cusp of making this self-imposed dream a political reality, the bigger issue is can an all-electric vehicle mandate be done?

While Sacramento, used to issuing orders, believes it can simply command a fully electric automobile fleet through votes and the stroke of a governor’s pen, the same way it believes it can decree that the entire state must switch to renewable sources for electricity, it can’t escape the reality, which says it can’t be done. There aren’t enough raw materials available.

This answer many surprise you. In England, a similar mandate has been adopted with a date further into the future, 2050 as opposed to the preliminary date of 2040 in California. The United Kingdom (i.e. England, Scotland, Ireland, etc.) has 38.2 million vehicles as opposed to 25.6 million in California. Doing the math, California has 2/3 as many vehicles as the U.K.

A statistical study was published to see just what it would take for the U.K. to achieve their goal. The study was quoted by Steve Milloy on the website Junk Science.

British researchers say that if the United Kingdom is to meet its electric car targets for 2050 it “would need to produce just under two times the current total annual world cobalt production, nearly the entire world production of neodymium, three-quarters the world’s lithium production and at least half of the world’s copper production.”

Adjusting other statistics for California’s market yields:

134% of current global cobalt production
67% of current global neodymium production
50% of current global production of lithium
And 34% of current global production of copper

With governments all over the world scrambling for the same scarce resources, it’s just “not possible,” Milloy concludes, for California to go all-electric. Have policymakers even considered this in their haste to outlaw conventional cars and trucks?

The article I’m quoting concludes:

Lawmakers can legislate, expect, wish, hope, and mandate until they collapse from exhaustion onto the capitol’s marbled floors. But they are bound by the pace of technological advancement. They can no more decree an EV fleet to be so than they can change the color of the sky.
Here’s Why an All-Electric Vehicle Fleet Can’t Happen in California … Or Elsewhere

The statistics in the U.K. study are mind blowing.

Again, as is my habit, I will quote extensively in case the URL I’m citing should be deleted, moved, or placed behind a pay firewall at some point in the future. Remember that this study assumes only the U.K. is implementing this goal. The economic reality of other actors–be they California, China, or whoever–places even more demand on these resources.

The metal resource needed to make all cars and vans electric by 2050 and all sales to be purely battery electric by 2035. To replace all UK-based vehicles today with electric vehicles (not including the LGV and HGV fleets), assuming they use the most resource-frugal next-generation NMC 811 batteries, would take 207,900 tonnes cobalt, 264,600 tonnes of lithium carbonate (LCE), at least 7,200 tonnes of neodymium and dysprosium, in addition to 2,362,500 tonnes copper. This represents, just under two times the total annual world cobalt production, nearly the entire world production of neodymium, three quarters the world’s lithium production and at least half of the world’s copper production during 2018. Even ensuring the annual supply of electric vehicles only, from 2035 as pledged, will require the UK to annually import the equivalent of the entire annual cobalt needs of European industry.

The worldwide impact: If this analysis is extrapolated to the currently projected estimate of two billion cars worldwide, based on 2018 figures, annual production would have to increase for neodymium and dysprosium by 70%, copper output would need to more than double and cobalt output would need to increase at least three and a half times for the entire period from now until 2050 to satisfy the demand.

Energy cost of metal production: This choice of vehicle comes with an energy cost too. Energy costs for cobalt production are estimated at 7000-8000 kWh for every tonne of metal produced and for copper 9000 kWh/t. The rare-earth energy costs are at least 3350 kWh/t, so for the target of all 31.5 million cars that requires 22.5 TWh of power to produce the new metals for the UK fleet, amounting to 6% of the UK’s current annual electrical usage. Extrapolated to 2 billion cars worldwide, the energy demand for extracting and processing the metals is almost 4 times the total annual UK electrical output.

Energy cost of charging electric cars: There are serious implications for the electrical power generation in the UK needed to recharge these vehicles. Using figures published for current EVs (Nissan Leaf, Renault Zoe), driving 252.5 billion miles uses at least 63 TWh of power. This will demand a 20% increase in UK generated electricity.

Challenges of using ‘green energy’ to power electric cars: If wind farms are chosen to generate the power for the projected two billion cars at UK average usage, this requires the equivalent of a further years’ worth of total global copper supply and 10 years’ worth of global neodymium and dysprosium production to build the windfarms.

Solar power is also problematic – it is also resource hungry; all the photovoltaic systems currently on the market are reliant on one or more raw materials classed as “critical” or “near critical” by the EU and/ or US Department of Energy (high purity silicon, indium, tellurium, gallium) because of their natural scarcity or their recovery as minor-by-products of other commodities. With a capacity factor of only ~10%, the UK would require ~72GW of photovoltaic input to fuel the EV fleet; over five times the current installed capacity. If CdTe-type photovoltaic power is used, that would consume over thirty years of current annual tellurium supply.
Pedal to the Metal: Why California can’t ban gasoline-powered cars

Please note that many of these rare-earth metals are mined by poor people in third world nations that are slaves or politically oppressed. The workers’ pay with their blood while the ruling class line their pockets with the proceeds.

Apple Spanked Repeatedly as Tim Cook Leads from Behind

Here are seven recent stories (in no particular order) that all agree that Apple is rotting.

Waterproof My ***

Samsung is being taken to task in Australia for deceptive advertising.

Samsung was one of the first companies to make water resistance a regular feature of their flagship smartphones, but it turns out the confidence this gave consumers to use their handsets around bodies of water is false, as, according to the Australian Competition and Consumer Commission (ACCC), the company regularly “denied warranty claims from consumers whose phones were damaged when used in water.”
Samsung in hot water Down Under for misleading ads about water resistance

Samsung & Apple lied about water resistance

Buried in the bottom paragraph of this story is this nugget.

Samsung is not the only company who advertises their phones as water resistant and who then refuses claims based on water damage, with Apple guilty of the same practice, using weasel words in their warranty documentation.

Crumby Earphones

If you are looking to replace your awful Apple AirPods, here’s the good news. Sony WF-1000XM3 is the latest noise canceling truly wireless earbuds that has arrived in the market. According to the early reviews from various tech blogs, it may be the best truly wireless earbuds that money can buy.
Sony’s new wireless noise-canceling earbuds can replace your awful Apple AirPods

5G Vaporware

5G technology is expected to change the way users interact with each other. Undoubtedly, 5G will open more opportunities than what 4G roll-out did. And now that we are on the verge of getting a commercial roll-out of 5G, almost all smartphone manufacturers are trying to bring it in their upcoming flagship.

Although there isn’t plenty of 5G-enabled smartphones available at the moment, technology market analyst firm Canalys says the shipping of 5G-enabled smartphones will reach nearly 1.5 billion by the end of 2023, while the shipment will reach 800 million in 2023 alone, which accounts for 51.4 percent of all smartphone shipments, surpassing the number of 4G smartphones shipped.

Local Chinese brands, such as Huawei, Oppo, Xiaomi and ZTE, are 5G handset launch partners for the three operators, while Samsung will also use this window of opportunity to fight back in China. Yet Apple will miss out, leaving loyal iPhone users waiting another year, which might risk them switching to aggressive competitors,” said Canalys analyst Mo Jia.
5G smartphones to surpass 4G ones in 2023, says analyst firm Canalys

China more or less?

For Apple it’s both, which makes no sense.

June 28, 2019

Apple Inc. is manufacturing its new Mac Pro computer in China, according to people familiar with its plans, shifting abroad production of what had been its only major device assembled in the U.S. as trade tensions escalate between the Trump administration and Beijing.
The tech giant has tapped Taiwanese contractor Quanta Computer Inc. to manufacture the $6,000 desktop computer and is ramping up production at a factory near shanghai, the people said.
Apple Moves Mac Pro Production to China
–Wall Street Journal

July 3, 2019

Microsoft, Google, HP are planning to follow Apple to cut hardware production in China to avoid tariffs in the US-China trade war.

Nikkei also reported that these companies have been planning to move out of China for many months, well before Apple. “Apple is really the very last and the slowest to start formulating plans, while everyone else out there is much more aggressive,” an unnamed supply chain executive said.
However, we haven’t heard anything official from these companies. Neither Apple nor most of the companies in the Nikkei report have commented( via AppleInsider).
Microsoft, HP, Google join Apple to move hardware production out of China

iPhone designer quits Apple

Apple’s chief design officer Jony Ive is leaving the company later this year to form an independent design firm. And Apple will be one of his first primary clients.

Ive’s move may not be as tectonic a shift as a possible retirement or leaving Apple completely. But it does mark a dramatic shift for the tech behemoth.
Ive, after all, has been credited with helping power Apple’s resurgence after co-founder Steve Jobs took over as its head in 1997. He helped create the iMac, the MacBook line and the iPod music player. It was the iPhone, though, that would prove to be his biggest hit, turning Apple from merely a computer company into one of the world’s largest and most profitable.
iPhone designer Jony Ive is leaving Apple

Apple subscription News App not living up to promised revenue

Citing publishing sources in contact with Apple, Business Insider reports the tech giant is actively seeking input from publishers as it tweaks Apple News+ to address concerns from partners.
One pressing issue is money. Apple is said to have estimated publishers would in their first year on News+ rake in 10 times the revenue they made from Texture, the digital magazine subscription service Apple acquired in 2018 to build its premium news product.
“It’s one twentieth of what they said,” the publishing executive said. “It isn’t coming true.”
Apple looks to rejigger Apple News+ as publishers carp over low revenues, ‘unfinished’ product

Measured by the simple metric of right or wrong direction, the verdict is clearly that Apple is going the wrong way.

Amazon Burns Books Again while California Goes to War with Biblical Christianity

Another story has surfaced about Amazon.com burning books. In a previous installment, it was documented that Amazon had deleted books warning of the existential threat of Islam and its incompatibility with Western Culture (i.e. Christianity).

On January 7 of this year, I published an article at PJ Media about Amazon removing doormats featuring Qur’an verses from sale because the Council on American-Islamic Relations (CAIR) found them offensive. In that article, I asked:

“How long will it be before Hamas-linked CAIR starts demanding that books that criticize jihad terror and Sharia oppression of women, gays, and others also be dropped by Amazon? “

The answer turned out to be 51 days.

It’s the British government and the BBC, rather than CAIR, that are likely behind this, but Amazon has just dropped the book Mohammed’s Koran by the renowned British activist Tommy Robinson and Peter McLoughlin — and apparently only because its censors dislike Robinson. In the last two weeks, Robinson spectacularly embarrassed the BBC by exposing the bias and dishonesty of its reporter John Sweeney. The retaliation has been swift and severe: Robinson has been banned from YouTube and Facebook, and now his book has been withdrawn from sale.
Amazon Bans Tommy Robinson’s Book, ‘Mohammed’s Koran’

The article above then goes on to say:

This is an extremely ominous development. Amazon and Barnes and Noble — which is also not carrying this book — have a virtual monopoly on book sales. When these two giants refuse to carry a book, that book effectively does not exist.

This time Amazon has banned books that say homosexuals can be cured of their sinful lifestyle (my words).

Amazon has removed English-language books by a man largely considered “the father of conversion therapy” from its site following mounting pressure from LGBTQ activists.

Dr. Joseph Nicolosi, founder of the now-shuttered Thomas Aquinas Psychological Clinic, as well as the National Association for Research and Therapy of Homosexuality (NARTH), authored several how-to guides directed to parents of LGBTQ youth, including “A Parent’s Guide to Preventing Homosexuality.” His books are some of the most well-known works about conversion therapy, the pseudoscientific practice of trying to change a person’s sexual orientation or gender identity.
Amazon removes controversial books by ‘father of conversion therapy’

Coincidently, the Bible also talks about some first century Christians being former homosexuals. (The Greek word for homosexual is highlighted in blue below.)

Know ye not that the unrighteous shall not inherit the kingdom of God? Be not deceived: neither fornicators, nor idolaters, nor adulterers, nor effeminate, nor abusers of themselves with mankind, nor thieves, nor covetous, nor drunkards, nor revilers, nor extortioners, shall inherit the kingdom of God. And such were some of you: but ye are washed, but ye are sanctified, but ye are justified in the name of the Lord Jesus, and by the Spirit of our God.
I Corinthians 6: 9-11

So, is the Bible next? Actually, yes; but not by Amazon. Enter the State of California. Specifically, ACR-99. Oh, before I get to the specifics of this little gem, consider this. ACR-99 is sponsored by three assembly members and 56 co-sponsors out of 80 members. So, 59/80 is 74 percent support. Yep. This baby is a done deal with bipartisan support and a veto proof majority.

Those of you that are naive enough to think government doesn’t legislate morality, here is clear proof to the contrary.

So, what is it?

This measure would call upon all Californians to embrace the individual and social benefits of family and community acceptance, upon religious leaders to counsel on LGBTQ matters from a place of love, compassion, and knowledge of the psychological and other harms of conversion therapy, and upon the people of California and the institutions of California with great moral influence to model equitable treatment of all people of the state.
You can read the whole thing here

The bottom line is that the government is telling your pastor, among others, that trying to convince a homosexual that living that lifestyle is sinful and they should repent because God’s model is heterosexuality is against the beliefs of the people of California. Public policy in this state is now to oppose anyone that teaches beliefs contrary to the government’s position.

So, your pastor is now being told that he must accept homosexuals as normal and affirm their lifestyle…or else. The flipside is that telling them to repent is harmful. Sorry but I think letting someone go to Hell is harmful and not warning them is wrong.

You saw already what the Bible had to say but the government knows better.

WHEREAS, The California State Legislature has found that being lesbian, gay, bisexual, or transgender (LGBTQ) is not a disease, disorder, illness, deficiency, or shortcoming; and

i.e. homosexuality is not a sin

WHEREAS, Practices or therapies that attempt to create a change in a person’s sexual orientation or gender identity are often referred to as conversion therapy; and

This included pastoral counseling.

WHEREAS, Some family, caregivers, and communities promote conversion therapy when a person is known or thought to be LGBTQ; and California law recognizes that performing conversion therapy on young persons is ineffective, unethical, and harmful; and

Such pastoral counseling is declared as “ineffective, unethical, and harmful”

WHEREAS, The stigma associated with being LGBTQ often created by groups in society, including therapists and religious groups, has caused disproportionately high rates of suicide, attempted suicide, depression, rejection, and isolation amongst LGBTQ and questioning individuals; and

The State’s declaration is not that homosexuality is a mental and spiritual illness but the opposite. Calling homosexuality wrong, sinful, or deviant—all things declared in the Bible about those that practice such behavior—is now and forevermore to be anathema in California.

Don’t believe me, read the next clause:

WHEREAS, The State of California has a compelling interest in protecting the physical and psychological well-being of minors, including LGBTQ youth, and in protecting its minors against exposure to serious harms caused by family rejection and attempts to change sexual orientation or gender identity; and

This is the same rational that is used in Canada to prosecute Christians and discriminate against them for believing God instead of man. This is not hypothetical and tin foil hat nonsense, but stuff already done to Christian families, churches, and colleges and upheld by Canadian courts.

Resolved, That in addressing the stigma often associated with persons who identify as LGBTQ, we call on the people of California–especially its counselors, pastors, religious workers, educators, and legislators–and the institutions of California with great moral influence–especially its churches, universities, colleges, and other schools, counseling centers, activist groups, and religious centers–to model equitable treatment of all people of the state.

There’s the game plan in a short paragraph. Conform or else. As much as they can, this resolution is presenting a public policy framework to stamp-out opposition to homosexuality anywhere it is found.

Like all things Liberals do, this is a beginning and not the end. Look for this new foundation to be rapidly built upon.

If you want to know where this leads then look to Canada. They are a few years ahead of where California is now. Students of private colleges can’t get government loans. Degrees grant by said colleges are not recognized for government employment or professional licensing. Parents opposed to government positions on morality have their children taken away by child protective services never to be returned. The goal is to use the power of the state to stop the propagation of Christianity. You will find similar tactics in places ruled by totalitarian governments.

Today is July 4th. We should be celebrating freedom but beware the future. We are one generation from losing it.

Chevy’s is Broken

Johnnie Does had a coupon for a free appetizer if he bought an adult entrée so he decided to visit a Chevy’s location near his office for some good ole American Tex-Mex cuisine. Chevy’s is a chain that has been in and out of bankruptcy for what seems like the last decade. They have a mix of great locations such as the one on the Sacramento River, average places like the now closed one in Gold River, and the one by my office. Here is the review.

Ambiance: It’s a chain, but in reality it has a lot going for it. The bar or “cantina” had festive decorations, a countdown clock for Cinco de Mayo next year, and lots of drink selections. The actual restaurant area also looked fast paced, and they had an area with lots of vegetables on display….I’m not sure why? Perhaps to buttress their claim of “Fresh Mex.” The servers were flying around, and it seemed like more of a fast casual place than a sit down place. I took a seat at the “Cantina” since it was just me….big mistake. 4.4/5 on the ambiance (I’ll explain more later on).

Chevy’s full stocked bar (at another location)

Food: I was greeted with a pile of chips, and a small bowl of salsa, which had to have been the mildest salsa since Pace Picante….no other options here. The chips were for certain Tostitos and not homemade, but oh well. The bar tender seemed friendly…however he set down a bunch of fruit in front of me and started cutting it up….then he disappeared with said fruit still in front of me. This would be a recurring theme, him disappearing, which was bizarre since the bar area was vacant sans myself. Finally at 1pm he took my order; keep in mind I have an hour for lunch and must be back at 1:30. I ordered the pick 2 chicken quesadillas and the wings as my free appetizer. Again the disappearing act ensued for 15 minutes, finally at 1:20 he emerged with my quesadillas, no wings. At 1:30 the wings were still MIA, I guess they were still trying to catch a fresh chicken near Florin Road. The bill came and well, the chicken wings showed up there! The manager said he would only remove the charge if I presented the coupon, so I did, couldn’t fight it, but he should have taken a hint since no plate other than the one holding my quesadillas was in front of me. The quesadillas…also missing chicken, but oh well. 1.1/5

Chevy’s quesadillas as found at another location

Overall: This place is busted and busted badly. They appear to be trying to take a page from Dos Coyotes, but they are not fast casual, they are a chain, and a sit down one at that. Embrace what you are and stay in your lane. Your menu is way overpriced for the food to be missing ingredients, or entire items. All I want is to get what I ordered in a reasonable time and have it look like the picture when it arrives on my plate. Chevy’s need to find a happy medium between what’s on their menu and what comes out of the kitchen. Also, make the chips in house, or at least not from a crappy bag from a grocery store.

In addition, the birthday song being sung what seems like every 5 minutes is very annoying. Chevy’s is not a great place to visit on your own or with co-workers… (see Farrell’s demise and their similar birthday song charades.) Given the advanced age of many of their customers, maybe frequent birthdays, slow service, and bland food are passable but for us working stiffs, this place is not the highlight of your 9 to 5 workday existence.

Chevy’s, you are not fast casual. Lower your prices, improve quality where you can, offer add-on’s for additional $$$ and see where it takes you. Also, if you don’t want to give out the perks of a coupon, just exempt yourself from it. Nothing should be more embarrassing for a manager than the service that I received. The fact that I was never served my wings, but the manager only agreed to remove it from the bill once a coupon was produced encapsulated much of what is wrong with this dining experience. 1.3/5 overall

I would avoid this place. Seems like this location is franchisee run and the management has checkout too. I can hear the company circling the drain now. Maybe the 90-day calendar will euthanize this location soon.

Johnnie Does

SPAM Month July 2019

Remembering what a splash that was made last year, we decided to check-in with Dixon City Councilman Ted Hickman. Ted ignited a firestorm last year by declaring July, as SPAM month. SPAM is Straight Pride Americans Month.

…I am proclaiming July as NOT LGBTQ-WTF aka… Straight pride month… You know… I hereby resolve that I proclaim the month of July to be celebrated as… I am proud to be a heterosexual, monogamous, married to the opposite sex, straight individual that knows what goes where and why. But I’m not going to try to shove this down you throat, so to speak, you can be one or not, that’s your choice.

(emphasis and colors in original post)

To see much of Ted’s original page, see our article Finally: A Ted I Can Believe In

Today, we took a look at Ted’s blog and sadly found it was down. We were greeted with a generic WordPress web page that was dated April 2019.

The original post can still be found here by scrolling down the page.

Why Ted has taken down his page is a mystery. Looks like Ted was booted from office last November by a coalition of haters.

With all precincts reporting, Ernest trounced Hickman with 71.54 percent of the vote on Election Day. In total, Ernest earned 739 votes versus Hickman’s 287, with 7 others writing-in a candidate.
Dixon Vice Mayor Who Penned Homophobic Column Voted Out Of Office

Since Ted is out of the public eye I don’t get why he would take down the whole blog even if this one offending post was an issue. Heck, Aaron Park lights folks up all the time and then deletes the offending posts, especially following June elections.

Now hundreds of millions of the rest of us can celebrate our month, peaking on July 4th, as healthy, heterosexual, fairly monogamous, keep our kinky stuff to ourselves, Americans… We do it with our parades in every state and county in this country with families celebrating together. We honor our country and our veterans who have made all of this possible (including for the tinker bells) and we can do it with actual real pride, not some put on show just to help our inferior complex “show we are different” type of crap.

Ted Hickman July 2018

Anyway, Ted we miss you. Oh, and happy SPAM month 2019. Be sure you celebrate SPAM on July 4th, most folks will.

Rob Manfred MLB Commissioner: Confirmed Day Drinker

by Troll

Rob Manfred is Commissioner of Major League Baseball; a declining sport with plenty of pressing issues. This week he decided to play politician regarding the Tampa Bay Rays.

Tampa Bay was founded as an expansion team in 1995, and after years of being as hapless as possible, they finally got good. Problem is they have needed a new stadium for years. They play in an antiquated circus dome, featuring 4 catwalks, (would love to see Ms. Hicks strut her stuff on one) hitting a ball off two of these is a home run, the other two means the ball is in play and it causes great confusion. They also play on AstroTurf that has been described as a thin piece of cloth with concrete under it, causing the ball to take awkward kangaroo hops in random directions.

However, to the point of this article, Manfred has been trying to get the Rays a new stadium for years. Attendance has been horrible since they came into the league…probably because people wonder how you can play this sport in a body of water (Tampa Bay). Tampa and their owner have been very stingy about wanting to pay for a new stadium so as a result the owner has teased about relocating to other cities…Portland, Nashville, Mexico City etc. Baseball wants to expand but cannot do this until Oakland and Tampa Bay get new ballparks.

While pondering league expansion, Manfred apparently picked up a large bottle of booze (or magic mushrooms from Oakland) and after a 72 hour bender, he thought this would be a good idea. He attempted to imitate the great feat of wisdom shown by the biblical King Solomon when he declared that two mothers split the same baby. Lord Manfred said the Rays could explore playing in two different towns during the same season, actually he green lighted it if the Rays so agree. His idea…play one half of the season in Tampa, and the other half in Montreal…which by the way lost their team a while back due to attendance issues. Since Montreal is seen as a frontrunner to get a new team, he wants to see how attendance goes.

This is literally one of the stupidest things I have ever heard. He wants the players, many of whom do not live in the town they play in on anything more than a seasonal basis, to have to buy another place in Montreal? Does he realize how far Montreal is from Tampa, Florida? (1,491 miles) How could a team possibly try to recruit players to join it when you will now have Canadian taxes charged to your paycheck as well? The travel schedule will be brutal! This has to be one of the worst ideas; seriously I’m still waiting for him to walk it back and say he was blitzed when he came up with it.

My Idea:

Baseball plays 162 games a year, half of which being home games, so 81….who gets the 41st game Montreal or Tampa? I say screw it, let’s do a mashup, first 4.5 innings in Tampa, then both teams get on planes, go through customs and play the second half of said game in Montreal, on the same day mind you! That would be bananas! Like a 7 hour layover between pitches….what a time to be alive! As far as the name of this team? I would go with the Tampa Bay Ex-Rays of Montreal. Thus paying homage to the former name of the Expos, yet combining with the Rays name. The Ex-Rays is also a homage to all the retired people in Florida. The team’s jersey should be a mashup too, half Expos-half Rays, and under the English words, put a translation in French Canadian! Pay the players in American dollars for the first half of said game, then upon conclusion, a check in Canadian Loons!

Market this game as the Equinox, playing half the day in USA and the second half in Canada! Both cities are known for being the strip club capitals of their respective countries…I would play this up big time! Lose the foul pole, replace with a stripper pole, instant entertainment and a great reason to go to the game! You could easily have promotions of father/daughter amateur day at the park, where you get a free ticket if she struts her stuff! The team could even call it career day…I mean really work that angle here man…gotta prepare people for a future career! Why wait to payoff that student loan debt? Personally, I reject the notion that robots are better companions than people.

Rather than call the private boxes at the ballpark “suites,” I would call them “penthouses,” get your entertainment in multiple ways at said game. Heck this idea could revolutionize the seventh inning stretch, just look at what Colin Kaepernick did for the national anthem; except this would be a move in a more positive and friendly direction. It would promote friendship by bring people together and who’s opposed to that?

I would call the bars “The Library” where scantily clad women serve drinks and perform…think about this….don’t dismiss the idea…tell your wife/girl/spouse you’re going to the library! Think about it again…girls could tell their parents they have a job working at the library…boom instant alibi. How about Tinder or Ashley Madison night…you can rent a one bed penthouse by the hour, or minute? If you make it on the Jumbotron screen during the stretch maybe you could get a free round for the penthouse. The more the merrier.

We aren’t male chauvinists here at Really Right. We are ok with equal opportunity, so we will have Grindr night as well…hell one of baseball’s expressions is “pulling the ball!” Not to be outdone, we are developing an app for ladies, Munchr, again a famous expression in baseball…”go the other way”….equal opportunity here man! Attendance would skyrocket and this thing will work. I’m quitting my job as an unpaid blogger and going to pitch this thing to MLB. Sex sells man, play this thing up! I mean think of what my girl Hope Hicks could do there.

Blogger’s epilogue: This is literally the stupidest idea I’ve heard in a while. Look at Manfred, this guy is a Muppet. Why don’t you deal with steroids, apathy, and horrible attendance you dumb Muppet. By the way, anyone got Hope Hicks cell #

Day drinking has severe consequences Manfred, take a lap!

Troll

U-Haul Unexpected Adventures in Moving

Recently my father-in-law decided to downsize from a three-bedroom house to a one-bedroom condo. As a result, our family became the beneficiaries of several pieces of furniture. Moving said furniture items from the East Bay to Elk Grove required that we rent a vehicle large enough to do it in one move. Like millions of Americans, we looked to U-Haul.

My wife went on the internet to make the arrangements. We decided to pick up the vehicle near our point of origin and then return it to a location near our house. My wife selected the ten-foot-long truck. Upon review of the dimensions of the vehicle and the furniture, I had her upgrade the vehicle size to one fifteen feet in length about five days before the move.

On the day of the move, we discovered that the pick-up location had been changed to one about eight miles further away. When we arrived to pick-up the rental truck, we were asked where to drop-off the truck. Apparently, the location near our home was not open on Sundays so I had to pick a place further from our home. We selected one that was open Sundays from 9 AM to 4 PM. We signed the paperwork and were off on the moving adventure.

Five of us loaded the truck in about an hour. After eating lunch and touring the new place with grandpa, we headed back to Elk Grove. We got home just after 5 PM and unloaded the truck. Shortly after 6 PM we had emptied the vehicle. As far as we could tell, all the U-Haul locations near us were closed so we got ready to drop-off the truck on Sunday morning as scheduled.

I took the truck to Safeway for fuel because it was the cheapest gasoline that I could buy on the route to the rental place. Not being familiar with the vehicle, I overfilled the gas tank from the level required on the contract.

I then drove to the special U-Haul location that was open at this time of the morning on a Sunday to drop off the truck. I followed my GPS instructions to the letter. I ended up at a place with Tattoo painted on it in 2 ½ foot letters.

This place was supposedly an auto repair business. The building was buttoned-up tighter than a … (sorry no metaphor really comes to mind so make one up yourself). All the rolling doors were shut, and all the walk doors were too. On the paper from U-Haul it said call this phone number when you arrive. I called the number and it tried to go to voicemail but couldn’t because the voice mailbox was not set-up.

OK, so the business is closed, no one answers the phone number provided by U-Haul, oh, and I had 45 minutes to turn the truck in or I would be charged another day’s rental. The building had two small U-Haul signs on it, so I knew it was the right place. Upon further examination, there was a U-Haul logo near one of the walk doors, this was a key drop. (Tiny white box on wall behind white car in center of above photo.)The key drop had a sign above it with a URL to go on the internet and return the truck.

I entered the URL in my fancy Samsung phone. It asked me for my last name and a phone number. As I began to click thru the prompts, the program sent a confirmation code to me via text message. I entered the code that was supposed to let me begin the return process and then I got kicked completely out of the program. This happened three times.

In desperation, I tried calling another U-Haul location, but they too were closed. I began looking thru the text messages from U-Haul looking for a lifeline. I found a link in one of the messages sent before I picked up the truck. It was a direct link to the return process. Finally, I could begin the self-check-in.

The check-in process was multiple pages of yes or no questions mixed with requests to take photos of various types related to the truck and upload them directly to U-Haul. Once I had completed what I thought was the process, I got hit with another screen. This one for going over the mileage. The overage in mileage was due to the moving of pick-up and drop-off locations.

Interestingly, none of the photos taken with this U-Haul provided URL were stored on my phone. They were uploaded and then gone.

So, from the time I was handed the keys to the truck, I never interacted with another human again., U-Haul never told us that humans were irrelevant to the rental return process, not even the biker looking guy that handed us the keys.

Total cost from Pleasanton to Elk Grove $376

Truck Rental $312
Gasoline $55
Over mileage charge $9

So, if you’re looking for an adventure in moving, be sure you have patience and a good internet signal. You’ll need it.

The Reason Two Police Officers Died

By The Chief

Natalie Corona and Tara O’Sullivan did not deserve to die, and while Adel Ramos was arrested for the murder of one of these officers, he isn’t solely responsible for their deaths.

Sadly the accomplices will never be arrested. Those who aided and abetted Ramos are as follows: Al Sharpton, Jesse Jackson, Marcos Breton, and any Black Lives Matter (BLM) sympathizer. Sharpton and Jackson are nothing more than race baiters, they are the worst type of humans.

Just Us Brothers Jesse & Al seeking whom they may devour… next.

They made Treyvon Martin, Michael Brown, and Stephon Clarke out to be martyrs when quite frankly each of them got what they deserved. Like William blogged before, if a badge tells you to do something you comply; if the badge was out of order, there are lawyers for that. Sharpton and Jackson like to stir up the hornet’s nest with false narratives, and voila now we have major animosity toward the police by any black or Hispanic person. Sharpton and Jackson have had blood on their hands for years, they create a false narrative, and their followers eat it up. This false narrative becomes truth and you have dire consequences.

The BLM sympathizers are the absolute worst and as a result make all of us less safe. There was disturbing evidence in the body camera video O’Sullivan’s partner was wearing. Repeatedly you can hear neighbors telling the police “they have guns too” they created an environment where it took police 45 minutes just to get to O’Sullivan, requiring an armored SWAT vehicle just to maneuver the situation. In addition, in most majority minority areas residents don’t cooperate with police, or even hinder the process…hint, the police are there to put the bad guys in line. The news media in general are pretty horrible, they also fan the flames of the false a narrative adding their own spin… this serves as a brainwashing.

Commenting on the photo above, the UC Davis student government called it “racist.”

In a Facebook post on Friday, The Associated Students, University of California, Davis, (ASUCD) Ethnic and Cultural Affairs Commission declared that the true meaning behind the photo was “racist,” and that the mere sight of law enforcement officers can be “triggering to many Black and Brown people.”
Story Behind The Photo Of Officer Natalie Corona Which Students Deemed Racist

Dash camera showing last moment of Officer Corona’s life

Marcos Breton is just an uptight gentile. He writes for the Sacramento Bee, a joke of a paper that hasn’t been worth a darn in years. Breton whose other job was servicing Mayor Kevin Johnson puts his hate for police in black and white for anyone to read, thus building on the false narrative. He is no journalist. He is a sh*t stirrer who is no better than Jackson or Sharpton. He is a committed leftist who is anti-police, pro immigrant, and very anti our justice system. Breton is given a very broad platform, and if challenged he can hide behind his views being “commentary, opinion, argument.” Armed with an excuse, or an out, Breton is able to spew his vile filth daily and never face repercussions.

Cop killer Kevin Limbaugh–blames the voices in his head

Finally on this list are the local Mayor Darrel Steinberg and Governor Gavin Newsome. Steinberg, like any politician, is adept and skilled at proving he is firmly on both sides, and capable of straddling the line between both sides of the narrative as well. He tried to be pro cop, then he pushed for a review of use of force and other tactics, and then essentially threw his arms up and retreated. Newsom is very involved with a police use of force bill that would stiffen penalties for use of deadly force essentially causing a bureaucratic process to kill a bad guy. The net effect of this bill will be for cops to hesitate to defend themselves thus resulting in more loss of police lives. He also placed a permanent moratorium on the death penalty, even for those who kill law enforcement.

In summary we had two very unfortunate situations, both absolutely avoidable. Our problem is too many people view cable news/papers/radio/internet/political figures as Gospel as opposed to getting to the truth of the matter. We lack the ability to think for ourselves so we allow others to do it for us, we don’t like the opposing view (or in some cases like these, we could care less about it). Sharpton and Jackson claim it’s the police who are killing innocent minorities everyday. BLM takes this and runs with it. Terence Mercadel, Jared Robinet, Darren Wilson, to name a few are no longer viewed as police they are viewed as vigilantes, applying justice as they see fit. This narrative has transferred to everyone who wears a badge, especially those working in rough parts of town like O’Sullivan. The situation was made worse because the residents were of no help to the officers either. Remember, it took 45 minutes to get to O’Sullivan after she was shot.

Armored vehicle at site of O’Sullivan shooting

Natalie Corona was gunned down in similar fashion. Most disgusting was Luis Bracamontes, who killed two Placer County Sherriff deputies. He made a mockery of the court, laughing and taunting the families of the deceased…he was sentenced to death, but that will never be carried out. He is viewed as a martyr to his community just like Ramos, who will likely get the death penalty too. Sadly, due to the actions of Steinberg and Newsom, these killings will never be carried out. Ironically, the very police who he was hunting down are now assigned to keep him safe in jail for the remainder of his life….think about that for a minute! While Newsom, Steinberg, Jackson, Sharpton, and Breton did not directly kill any police, they for certain aided and abetted…they are the worst type of human beings, using their platform of public trust to propagate a false narrative.

The Chief