Economy

Johnnie Does Firehouse Subs

February 17, 2019

Recently, I found myself at a chain restaurant called Firehouse Subs. I have visited this location twice, both unannounced. Here is my full report and experience. The Firehouse Subs location that I visited was on Truxel Road in north Sacramento County. Upon walking in, a crew leader or watchperson calls out “12, 10…3..2..1”…..and every employee […]

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Financial Literacy is at an All Time Low

February 14, 2019

While conversing with an old college friend the topic of money and debts came up, my degree being in finance I offered to lend a hand. My friend also graduated with a degree in finance from the same college I did. My friend told me she was barely making ends meet. She is single and […]

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No Tax Refund: Financial Media Proves We’re ReallyRight

February 9, 2019

Finally, several weeks later and after two different articles written by me on this blog, the Wall Street Journal and CNBC are catching up to the fact that many people are either not getting a tax refund at all this year or a smaller one based on changes stemming from Trump’s tax cuts. First the […]

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Oh No! Another PG&E Fire

February 7, 2019

Today we had a tragedy in San Francisco, no the land was not sold to the Chinese as has been rumored.  A large explosion took place…pandemonium ensued. Was this an attack by the Russians ordered by President Trump?  Was Leland Yee or “Shrimp Boy” Chow involved?  Was this truly the “big one”? Did the toxic […]

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Conversations with the Naïve II

February 6, 2019

This took record time but in our second installment we already have a repeat offender. 90 Day Calendar Guy appears to want the title of most naïve person alive. This one is painful but here goes…. 90 Day Calendar Guy talks himself up like he is some kind of savant when it comes to purchasing […]

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Tesla Declines and Its Getting Worse

February 6, 2019

Elon Musk is great at separating Liberals from their money. He flits around like a butterfly from one pipedream to another. Electric cars, solar power, batteries, space flights to Mars, and mag-lift travel at the speed of sound. Whatever crazy thing he can get other people to invest in. He will make prototypes or other […]

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What The Government Shutdown Should Teach About Personal Finance

February 3, 2019

The infamous government shutdown has come and gone and in a rare blog, I’m not going to get or be political at all. I want to focus on personal finance and how close most Americans are to financial ruin. Hopefully you will learn something, if not go study Socialism 101 and hopefully Alexandria Ocasio Cortez […]

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Why You Won’t Get a Tax Refund This Year

January 28, 2019

The bad news is you won’t get a tax refund from the IRS this year. The worse news is you will be writing Uncle Sam a large check. But why? Didn’t we get a tax cut this year? I will get to that in a moment but first let’s talk about a financial planner’s view […]

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Conversations with the Naïve

January 25, 2019

Greetings fellow readers, we have a new series here starring Johnnie Does, he will be passing on conversations he has with naïve people regarding real life issues in our society. There should be no shortage of content since well…the naïve and hypocritical are everywhere. Let’s start things off with 2 conversations over the past week. […]

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PG&E Files Chapter 11 Bankruptcy

January 16, 2019

While it will not be official until January 29th, Today PG&E announced their intention to file chapter 11 bankruptcy so they can reorganize and become an efficient company again. I say it became official today because PG&E did not pay the interest on a bond obligation due 1/15/19. Even worse the company only has enough […]

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