Hostile Work Environment

Folks I apologize for not blogging too much lately but when things in your personal life go south, it tends to distract you from your hobbies. Right now I feel the need to vent so here we go.

I work for the State of California and let me tell you, their structure of management is ridiculous. For every six or seven employees, there is a supervisor. Then for every three supervisors, they have a supervisor. At my office, this goes up four layers before you get to the guy in charge of our building. Our site houses about two hundred people and of course is just one of many such facilities.

The management structure was codified into law (and union contracts) back in the early 1970’s when Jerry Brown was governor the first time. Back then office workers used IBM Selectric Typewriters, carbon paper, Webster’s Dictionary, rotary telephones, vacuum tubes to send intra-office messages, snail mail, and filing cabinets. Office workers dressed more formally, men wore ties and women wore dresses. Unions were a new idea in civil service.

Anyway, my second level supervisor has become a microcosm of what is wrong with government in general and California in particular. This supervisor has one set of rules for her friends and another for everyone else. This double standard, coupled with her Type A personality, is a killer combination for a bureaucrat. Another trait of this manager is that she has no regard for the chain of command under her. Having been in the military, I know that the chain of command flows from the top to the very bottom and vice versa.

This manager knows how to talk a good game but as you would expect, the disparity between words and deeds is vast. The manager often will talk about giving people opportunities to advance but the track record in my unit is atrocious. In nine years, only two people have been internally promoted from my level to the next step. During that period, we have added three more positions at the next level and a year ago, Type A declined creating another.

Two of the three managers directly under her are bullied and abused on a regular basis. These two folks happen to be from a different ethnic group and culture than she is and she runs roughshod over them all the time. They are documenting her behavior but have yet to pull the trigger on an EEOC or other complaint. They happen to be nice people and she despises them. Like some twisted soap opera, they all pretend to be collegial but it is clear that all is not well.

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The latest office drama in my life began when an employee in my unit left at the end of April. This departure created a vacancy at the level above me. This rather sudden resignation created a flurry of activity behind the scenes. It took a month or two for the vacancy paperwork to work its way thru the personnel office. Filling the vacancy involves advertising the position, screening candidates, and conducting interviews. The paperwork done behind the scenes to get this done is horrendous. Management was ready to begin this process but it was halted in June for an unexpected reason. A Muslim lady that used to work in my unit contacted her old supervisor to say she was being failed on probation and would be returning to our unit—probably in July.

(In State employment, when you promote, this often involves moving to another unit or agency. If you fail probation—typically a six month term—then per agreement with the union, you have a right to return to your previous position.)

At this point, everything went dark. Type A manager decided there was no scenario in which she would allow the Muslim lady to return back into our unit. Instead, she arranged to have the Muslim lady handed-off to another unit. Only when the Muslim lady was safely back and with a different unit did the paperwork go forward to advertise the opening in my unit.

Finally, after almost six months, the vacant position was advertised. I was one of many applicants, but what surprised me was the number of qualified people within my unit that did not apply.

It has been convention that the interview panel would narrow the field to the top three and then let the immediate supervisor make the determination as to which person they wish to hire. (In the above, I’m using “convention” because although I thought it was required, I can find nothing in writing requiring that the selection to be from the top three or the hiring decision is the prerogative of the immediate supervisor.) Typically, the hiring manager does the paperwork, screening, and arranging of candidates for interview. This protocol was not the one followed in filling the vacancy.

Type A manager immersed herself in the minutia of what should have been a routine hire by one of the three managers under her. She screened applicants, selected the candidates for interview, scheduled the interview times, wrote the interview questions, selected the panel members, and selected the candidate via an undisclosed criterion. This all was frankly above her station.

Remember what I said about chain of command? She stripped the person under her of the authority to conduct the interview. Her place in the process should have been simply to oversee the process and if necessary be on the interview panel. Her actions deliberately undercut the authority of the supervisor under her to manage and select his employees.

To add even more insult to the injury, Type A manager added an employee under the mistreated supervisor to the interview panel. In effect, she diminished the supervisor and elevated a person under him. Note that the elevated person was at same level as the vacancy and was the most recent hire at that level. Word is that Type A manager is grooming this employee for advancement by personally directing his career path and wanted him to be able to use this experience to put on his resume. Other people at this level have never been on any interview panels.

Oh, I’ve been in this unit for ten years and worked my way up from the bottom. I was not on Type A manager’s list of candidates to interview. The abused manager under her had me on his list and requested that I be interviewed. In a pyric victory for me, Type A manager agreed. Obviously I had no chance of getting the job when she had already excluded me.

Interview and Beyond

Type A manager frontloaded the interview panel and then began the interview by reading the criterion that the selected candidate would need to work until 5 pm. We were then asked a series of questions about being managers in the unit and asked what we would do. These questions were all outside the scope of the duty statement and materials used to advertise the job. (I found out later that Type A manger had tried to advertise the job this way and was shot down by personnel because that was not an appropriate description of the vacant position. Apparently, she ignored both our personnel office and her org chart.)

Two days after the interviews were completed, each of the five people in my unit that had interviewed, were called one-by-one into Type A manager’s office and told they were not selected and then dismissed. I attempted to ask questions and was booted from her office. A coworker asked what happened and I described the experience ask being scraped off the bottom of her shoe like a piece of excrement and tossed away.

I grumbled to a few employees and a week later this resulted in me being called on her carpet yet again. Unlike last time, I was allowed to speak. I made a case that no one has been internally promoted in over five years and that many of us have done the work of those above us and were more than qualified for advancement. I tried to keep it from being flipped into a situation where I could be dismissed as just being mad that I was passed over. I also made the point that the primary duty of senior people was to train those under them. I cited the example of the lady whose resignation created this vacancy in the first place. I specifically talked about the time that a new hire in her second week on the job went to her and asked for help. The new hire was told, “Go figure it out for yourself” and then sent away. New hire then came to me. I answered her question and made sure that she was properly trained. I said it was inexcusable for someone in a senior position to treat a new hire like that.

In response, I was told by Type A manager that my experience and knowledge were not relevant to the position even though during my time in the unit, I’ve done the same production work as the people above me. She made it clear that I will never be promoted in this unit…as if I needed further clarification.

Oh the outside candidate that she picked was unwilling to work until 5 pm so she gets to go home at 4 pm instead. Of the five that interviewed for internal promotion, currently four work until either 4:30 or 5.

Final Thoughts

Because such heavy-handed tactics leave many enemies in its wake, I have been told by others about many things I’m not supposed to know about Type A manager. Such happens when you’re willing to speak-up if even a little. Type A manager has been known to redo interview results to give her the outcome that she wants, just in case someone actually challenges the results. Oh, favored recent hire mentioned above as part of the interview panel was the recipient of her generosity. He reportedly went from sixth to first due to manipulation of post-interview results. My sources on this information are impeccable.

So that’s my story. I’m looking for an exit strategy where I land on my feet. I think it’s tragic that this manager chooses to behave like this. It just goes to show that unchecked power corrupts. I doubt her conscience even keeps her up at night but I bet it used to.

Conversations with the Naïve: Denial of Debt

We speak about the perils of debt quite often on this blog and when I try to share my concerns with people it falls on deaf ears. Or in other cases I’m told “don’t worry about the national, state or county level debt everything will be fine” and “the creditors aren’t coming to take back our municipalities, possessions, and the like”. We are always told to take off the tinfoil hat, stop being alarmist…we don’t know what we are talking about…fine!

I want to share a story of an acquaintance of mine who lives his life with this same attitude about his own debt!

This guy is married with 2 kids; both of whom have hereditary health issues…first question is why have another kid if you know the issues are hereditary? Any who. They own a house near a golf course and own two new very nice cars; one a pickup truck and the other a Mercedes.

They also are the proud owners of $75k in credit card debt. Combined they bring in $7,500 a month, which is a very solid middle class income and should support such a lifestyle. However they have been doing nothing but keeping up with the “Joneses,” more on this later.

Sensing that he was in trouble, he asked for help from an organization for which I volunteer. I was tasked to visit him and evaluate whether a onetime gift of $2,000 would make a difference. I rolled my sleeves up and put my finance background and degree to work.

What I found was shocking. This guy took keeping up with the Joneses to a whole new level. In fact, I think the Joneses would have a hard time keeping up with this family! His house is pristine with every upgrade possible; granite counter tops, marble floors, top notch security system, I was in awe! I actually thought I was at the wrong house at first. I went over his expenses with him and the picture finally came into focus. Their expenses–mortgage, car payments and incidentals–totaled almost $6,200k a month. Keep in mind this is making only a minimum payment on the credit cards, so in essence the balance was growing each month. This guy and his family are on a debt treadmill and sadly they were about to fall off.

First recommendation, let’s sell the house. This guy and his wife both commute almost an hour each direction for work! Easy solution right? However, they are upside down by over $100k–even in today’s environment where housing prices are sky high. (I think there is/was a consolidation loan here). As a result, they are stuck in a house way above there means, but ok…moving on.

Let’s sell those cars. Who needs $900 a month in payments? You don’t need a brand new truck or a Mercedes just to get to work. But he can’t do that either because both loans are 7 years and the cars have nil value as far as a trade in goes…high mileage. What they need is an economical vehicle, one where they can forgo the expensive full coverage insurance. (As an agent by trade, I estimate economy vehicles run about $300 a month to insure).

Next, I brought up food expenses…$1K a month, that’s a lot of eating out, regardless of whether it’s a chain restaurant or fast food that is a lot of money. He didn’t want to make changes here either. So I looked next at the incidentals and said ditch the cable and security system, again resistance. I said you live near a golf course, you don’t need a security system, and this one was top of the line, think all remote controlled by your Alexa device, and every square inch of the place covered by cameras, almost as if it was an illegal marijuana grow. The cable thing I do not get one bit, it’s actually becoming a thing to cut the cord…oh well.

After looking at different options, it hit me that he had no intention of righting the ship. However, my appointed task was completed. I now needed to sign paperwork which determined if he could apply for a one-time grant of $2,000 to help with his situation.

As I contemplated this man’s situation, I was reminded of a quote from Dean Warner from Animal House “Being fat, drunk, and stupid is no way to go through life son.” In this man’s case, drunk refers to his debts. He is drunk on debt and the worst part; his wife and kids are unaware that there’s even a problem. Yes you read that right! He is on his second marriage and this one looks all but lost.

He claims that he is 100% reliant on this one-time grant to “help with his payments.” This is false. This money is just enough to kick the can past Christmas and hope in the future that a miracle happens. This guy doesn’t want help. He, like a growing number of voters in this country, want their debts wiped out…a clean start…a new slate. A fresh new start so he can spend again…but he doesn’t want bankruptcy or the consequences that come with it.

This is part of a larger problem in America today, we run our lives just like our Government. We spend money we do not have and make a minimum payment every month. By doing that we lie to ourselves, saying we paid our bills this month. We live in the moment without a plan for the future. In this family’s case, I hate to say it but a diet is not going to help. This family needs a significant lifestyle change. Their debt needs to be handled and living outside of their means must cease ASAP.

How would I handle this issue if it was me? Easy. Ditch the cable, security system, and other unnecessary add-ons. This will free up about $900, at least in my estimation. The $1,000 on food…cut that in half at least, decide you like ramen noodles and quit going out to eat. Start brown bagging it at lunch and cut out the fast food. That should amount to about $1,400 or so in extra cash. Use this money to start immediately paying down that credit card debt. Trade in both cars and get a couple economical rides that have higher mileage. You need to unload the car payments and high insurance bill. As far as your house goes, look at it as most people view an economy hotel, a place to lay your head and serve as a dwelling, not a place to entertain people. Frankly no one cares about your marble, granite, or anything else, it’s not medieval times and you don’t live in a castle. Learn how to do yard work so you can ditch the gardener, ditto for the housekeeper. Take a look at the Cadillac cell phone plan and get something cheaper. Oh, I bet that’s under long-term contract too.

Most importantly you need to sit down and have a review with your wife, she needs to know the situation. Be honest and have a plan that will work, more on that in a second. The short term disappointment she has in you will be ok in the long run because she has to know you were living a lie. Truth be told, you can’t afford a divorce so there is that. As far as attacking the debt goes, start with the lowest amount owed and pay that down first, then move to the next one. Try calling the lenders and try to negotiate a lower interest rate or something. Burn the phones finding anyway to cut your expenses, however stick to your plan, as credit card/cable/security companies love to try to talk you out of it, actually they have entire departments of commissioned associates dedicated to it. Put about $1K in a savings account for emergencies.

Cut up your credit cards. Do not put them away for “emergencies.” With your track record, you need to get rid of them, they got you into this mess. Oh, FYI birthdays and Christmas are not “emergencies.” Then find a non-profit debt consultant or watch some Dave Ramsey and Suze Orman videos on YouTube. Find somebody to hold you accountable. The biggest problem is you both have champagne taste on a beer budget. The climb out of this is not easy and will not be fun but it’s doable. Need vs Want?!?!?!?!?!?! Know/learn the difference.

Final point: as far as keeping up with the Joneses goes, remember this, the Joneses are most likely in the same shoes as you; spending money they do not have, trying to impress people they probably do not like, on stuff they don’t need. Stop treating your life like your fantasy football team. No one cares about your possessions just like they don’t care about your team.

I think you know my decision on giving him the $2K.

Johnnie Does

Editor’s note: Johnnie Does is spot-on with this article. My wife and I attended Dave Ramsey’s Financial Peace University five years ago. Since then we’ve paid over $100K in debt (not including our mortgage). This only works if both people in the marriage are committed to getting debt free but it is really worth it.