Had a client of mine come in this week; specifically, to chat about his 22-year-old son. This son has had 5 moving violation/accidents in 3 years of driving. The average is about 1 incident per decade by the way. So as you can imagine his insurance is very expensive and the parents have been paying it. Usually when you encounter this, it’s the parents saying “get Jr. off my policy, he is too expensive” or they grin and bear it while paying. In this case they wanted to keep the cost the same, make excuses for Jr. and try to get us to find a solution.
It was insane. The father (the one who came into my office) complained how his son has not worked for over 4 years. He then circled back with “He has a job with Vector but I do not know what he does.” He says the company is so secretive his son never talks about it, but he works from home. Obviously, my BS sensors went off quickly, so I Googled them. Vector marketing…LOL its CUTCO knives. AKA an MLM Pyramid scheme. So much so a link provided on their website explains how Vector is not a scam.
El Oh El!
So, Jr. got a sales job with a pyramid scheme company. His son, according to his dad when he confronted him, could not produce a pay stub (what are those?) so he doesn’t believe him. Well Vector makes all of its money off new recruits, not so much actual sales. The new recruits like his son pay a fee, and then get told, “Here’s your knives. Go get it.” MLM pyramid schemes are famous for marketing to young people and single mothers.
Enough about scams.
He went on that his son is a good kid, but smokes weed with his buddies every night after he and his wife go to sleep. They sneak off to a local park and basically eat all the snack food, and smoke weed. This seems to be normal behavior for these types. He spends a late night out and sleeps till around noon. The parents can’t figure out what gives, and he is unmotivated. They speak of how he plays video games all hours of the day, but again he is a hard worker and a good kid.
They kept saying how can we help motivate him.
My thoughts were simple, lay out all of his “costs” i.e., insurance, car payment, phone plan, gym, etc. and make it known if you want this lifestyle, he needs to contribute. He shot that down saying he tells his kid he we’ll pay till age 26. So, I guess Jr. has 4 more years of freeloading?
My business partner said he has a son just like this other fellow’s son, problem is the correct word would be “had” not “has.” Make no mistake the son is still alive but he has been making a great living for the last 23 years, he was also 22 when he experienced this growth. The error is now the client felt he was “on a journey” with my business partner.
The client continued to filibuster, and as far as I am concerned, hope is lost. He wants to be a “cool parent” not a father. He just doesn’t want to admit it. Allowing your adult child to sneak out of the house, engage in drug type behavior (I don’t care that CA legalized it) while living in your house is dumb. It’s your house not theirs. As far as work goes; if they don’t want to work, they pay rent or move out. Sorry, this is not a vacation resort, restaurant, nor a hotel. At a certain point, you must be a parent again, even if the kid is 22. He lacks motivation and is gaming you. Sorry, not to be mean, but every move you make, he is 3 steps ahead.
Get a job……Got one at a MLM deal that doesn’t pay
Get your own bills paid for yourself…..sorry I’m good till 26, your words pops.
If you don’t put your foot down, the kids don’t grow.
I can guarantee this kid aint doin nuthin until 26, and calls his father’s bluff, his father won’t budge. Book it!