Lee Ann Harper is an Incompetent Jackhole

By: Jake the Snake

Lee Ann Harper serves as the manager of the “Office of Youth Protection” for the Knights of Columbus in New Haven, Connecticut. Sounds like a really important job and I guess in some respects it is. This office was created in response to the Catholic PRIEST sex abuse scandals, because… well, let’s ignore the priests and focus on regular married/single churchgoing volunteers. Yes, you read that right. If you sign up to join the Knights of Columbus—a non-profit men’s group whose purpose is to serve the church—you, not clergymen, must undergo a background check and get fingerprinted prior to being able to volunteer on church property. I found this idea somewhat objectionable because who ever heard of a crisis in Catholic Church volunteers and because KOC members hardly ever work with youth. Despite my misgivings about the need for such a review of my past—I had nothing to hide and was an officer in our local council—I complied with the request. This was four years ago.

I later found out that the results of said background check were sent to the local parish office, not the mothership in New Haven, Connecticut. I have major objections to this, as a close friend of mine was recently told by the parish office that he needed to be checked again because they lost his results. These folks in the parish office, are not Knights, we do not serve them, keep in mind the parish office or diocese (governing body of the Roman Catholic Church) have no jurisdiction over us.

This past year I moved into the important “Deputy Grand Knight Role.” In essence, a position comparable to the Vice President (the Grand Knight is the top dog). In this position, I also had to take the title of Family Director. Family Director is a largely symbolic position as we have an older parish. As a result, the Family Director does nothing as far as the church is concerned.

As a young single man with no family, I know my bounds. I NEVER volunteer at youth events nor volunteer my services to drive/chaperone. The parish office knows this… I do this because the optics look bad, and as a brother Knight, I took an oath to never bring scandal on the church, or our Supreme Pontiff (the Pope). I know my lane and I stay in it…it’s a symbolic position.

Given that the Family Director is just a symbolic position on the Knight’s generic org chart, I was surprised to find an email in my spam folder directing me to submit to a background check for this position, and of course I agreed.

This email was where issues began to turn ugly with the Knights. I found this out about 6 weeks later when I got an overnight FedEx letter stuck in my door. I opened said letter and it stated that due to my driving record, keep in mind my criminal record is clean, I was unfit to hold the position of Family Director and to contact this Lee Ann Harper to discuss my volunteering further.

Let me reiterate, the Knights of Columbus is a volunteer group, one which had no issue with my previous background checks. Again, this letter never specified which position I could not hold, and I hold a bunch of positions, as you will read later.

In response to the letter, I called the mothership and low and behold, Lee Ann was not working, so I spoke to her assistant. Said assistant was the definition of a re-moron (they can’t be classified as a retard or moron, so they get their own title) and I was told that my driving record makes me ineligible.

I hung up and sent Lee Ann an email, since she was out of town according to her hired help. She responded within 15 minutes, saying I could beg for my job back and she was so sorry this happened. This is the typical response of an incompetent Jackhole. First of all, her response was from New Haven, Connecticut according to my iPhone and second, I would never beg to keep my job in a volunteer group let alone a real job. Just to remind people, the background check was only required due to a ceremonial title, not a big deal.

Harper took matters as any other incompetent Jackhole would and decided to fire-off, yet another overnight FedEx envelop claiming I was unfit for the position and was removed as Family Director. You dunked on me pretty good sending this letter to our Grand Knight and Financial Secretary both of whom are great friends. I was embarrassed. Questions were asked, and again, I have no criminal record, not expunged or dismissed. I fielded calls from both men, and both were just as confused as I am. Your exact words in your ill-fated letter to my Grand Knight was that he was directly responsible to make sure I did not hold the position I took as Family Director. I could care less about symbolic positions that are in name only, what was interesting is the remark she made later in this letter “feel free to remain as a brother Knight and keep paying your dues.” Keep paying my dues, and remain as a Knight? Weird, kinda goes back to my other blogs here. The letter sent out by Lee Ann, essentially makes me out to be a person with pedophilia in my background, even though the “sins I committed” in their eyes lie in my driving record. Again, just to reiterate, I have no criminal record, and intentionally stay away from any youth events as the optic of an unmarried young man serving as a chaperone would look bad.

The letters I received saddened me in several ways. First being I never wanted to join this group. I have always believed there is an ugly under belly in every church group and I wanted no part of “seeing how the sausage is made.” I worked a shift as a volunteer with my father who is a Knight, at the fireworks booth, and I met a good Catholic gentleman who I consider one of my closest mentors and friends. When I call, he answers and is always supportive. I still didn’t want to join; however, my father got a bad cancer diagnosis and told me it would mean a lot if I joined…so I did. My father is okay now, and my mother had two bouts with cancer and as a result I strongly believe in the power of prayer. I joined and was viewed at first as an ugly duckling; a young person who wants to volunteer when its mostly an older person’s group. It was a struggle breaking in at first, but eventually I was welcomed. I took time off work to help set up for our events, and while I was always viewed as wet behind the ears, I did my darndest to help out. The turning point was at a crab feed five years ago. I signed up to help in the kitchen and they had too much help. As a result, I was sent home but on my way out the door, I was told to “give this tray of pasta to the youth group.” They were the servers, and this was their dinner prior to the event. I did as I was instructed and was ready to head to the parking lot when a wife of a Knight told me they needed another bartender for the event…I said I would stick around and help. I was a little disappointed about not being needed in the kitchen, but I cannot blame them, and a motto I live by is “a setback is a set up for a comeback” so I helped-out. I wasn’t great. I was pouring for tips and was reminded, we aren’t at a Friday’s or Chili’s, it’s a fundraiser. The head bartender took me under his wing and my volunteerism skyrocketed. While most of my staff is deceased, I have been the bar manager for 3 years. It’s a tough job, but I am good at it now. I would even say really good, as I have been asked to bartend weddings and other events by other brother Knights.

3 years ago, our Grand Knight personally asked me to be his number 4 in command, a great honor. I chaired the Recruiting Committee last year as the number 3 and while the job is not easy, I did my job and again I was good at it. Now as the second in command I have the respect of almost everyone. I hold positions as head bar manager, Deputy Grand Knight, Chancellor of the Admission (new member ceremony) team, and the Warden (formation degree team). Most would say, if you need a guy to run an event ask Jake. In addition, I even raised over two grand for Special Olympics last year at an event I bar tended.

Yet despite my track record of service, incompetent Jackhole Lee Ann Harper wants to end all of this in a dispute over a position in name only, that does literally nothing. It’s funny that Lee Ann wants me gone so badly. In my real-world job, I’m required to undergo a background check annually and they have no issues with my record…oh, and they require that my driving record needs to be clear. In addition, I coach high school football, and both schools for which I volunteer ran my driving and criminal record yet have no issue with me coaching or even driving the players. The owner of this blog has no issue with my driving or background…yet you do?

Despite all this Lee Ann, you want me gone yet you ignore the other Knights who have never completed this type of background check upon joining. What about the leader of our youth group who has a lengthy criminal history… and is also a Knight? I even sent you his criminal record, yet he is permitted to remain and work with children. The owner of this blog knows my history better than you and he keeps me around. Furthermore, I would say he considers me a close friend.

Lee Ann take my advice, resign! I have previously written about your superiors screwing up and you’re irresponsible and arbitrary actions have made you my current target to write about. I have been in contact with our master who claims he has gotten people in your office terminated. You are an incompetent Jackhole and I’m coming for you. No one likes you. I’ve overcome more adversity that you can possibly throw at me. I was born despite my mother’s umbilical cord wrapped around my neck more times than I can count. I accomplish what I set my mind to perform. During the time that I played on my high school football team, we never lost; I have a ring to prove it, you Jackhole! I’m coming for you. Start checking the want ads, I heard your skillset works at Burger King.

Jake the Snake

Oh, I heard Lee Ann approved a member with pedophilia in his background…. stay tuned for my next blog.

Knights of Columbus Insurance Program Stumbles Again

By: Jake the Snake

I have written in this space recently about the Knights Insurance Program being a fraudulent racketeering scheme, we have linked the article here if you choose to revisit it. However just when you thought this scheme was coming to a halt, they find a new low. Get this, the insurance program is now open to not just current Knights and their immediate family, now it’s open to anyone! Yeah, they say only to practicing Catholics but how does one identify or define that these days? I know quite a few people who call themselves Catholic yet haven’t been to church in decades! Or better yet how about the “Chreasters” as I call them who only show up on Christmas and Easter? Better yet, the Insurance Agents who sell these policies have territories that cover multiple churches, no way they even know if these people are confirmed into the church!

So now anyone can sign up for our life insurance, annuities, 401k, and get this, long term care insurance! Pay most attention to the last one, almost no one sells long term care anymore because it is a huge money loser! CalPERS quit selling a long time ago and I cannot find any reputable carrier who sells these plans! So now we have opened the flood gates to anyone. The only requirement is…..wait for it……wait…….you must join the Knights within 60 days of buying the insurance. So in essence the Knights gain a member for each policy sold. So I guess this is a way to grow membership right?

Incorrect. This is merely a way to prop up their insurance scheme, that by the way, is seeing its coffers for paying claims getting closer and closer to zero. They will sell this product, then the insured will have to join a council, and in theory become a dues paying member. Here is the problem, if you are an insured member you do not have to pay your dues, because the order cannot drop an insurance member! Even if your dues are in arrears over 10 years…does not matter if you have an insurance policy that you pay on!

(Sounds suspiciously like the CRA membership model of not paying dues as long as you are willing to be a delegate to local endorsing conventions.)

But wait, there is more! The council that you belong to has to send a per capita payment each year to Supreme HQ back in New Haven, Connecticut, whether the local unit collected dues from you or not. Think of it like a pyramid scheme, the folks in New Haven get paid for every member from the local council, regardless of whether their dues are paid or not!

No one sells the pyramid like Billy Mays

That my loyal readers is the definition of a pyramid scheme, and they have made us dues paying members subsidize the non-payers for the betterment of the fat cats in New Haven.

In a pyramid scheme, an organization compels individuals who wish to join to make a payment. In exchange, the organization promises its new members a share of the money taken from every additional member that they recruit. The directors of the organization (those at the top of the pyramid) also receive a share of these payments. For the directors, the scheme is potentially lucrative—whether or not they do any work, the organization’s membership has a strong incentive to continue recruiting and funneling money to the top of the pyramid.

Pyramid scheme

However worst of all is they are poisoning their own local councils, due to the unknown. Rather than allowing the local membership to vet new candidates this process can be circumvented, allowing a member who is a complete unknown to have voting rights! Or even worse what if they try to spearhead a takeover? I used to belong to a church, who like any other Roman Catholic Church desperate for members let in quite a few homosexual couples, they worked their way onto the parish council (the governing body) and major changes happened. Suddenly the procession included streamers and dancers, the choir was replaced with a band, the congregation swayed during the songs, the sermon turned into something you would expect from a televangelist church! I no longer felt “in” and I left the church.

Sadly the same thing will happen to the local Knights councils. This is nothing but desperation on the part of a group who knows the gig is up. With no power to kick these members out, an aging population who uses the meetings and dinner as a chance to hide from their wives, or drink all you can for $7, the writing is on the wall. Word to the wise, I would buy no product from this group, as most of their insured membership will be looking up at the ground not down at it in the next 15 years.

The program is going insolvent and this is yet another last gasp effort to shore it up. The next step will be allowing any and every one to join the insurance program and the requirement of being a “practicing Catholic in accordance with the Holy See” will be removed. All this just so a group of incompetent jackholes in New Haven can make money off the dues paying members.

Lee Ann Harper, I am coming directly after you in my next blog, after what you did to me! She is the definition of an incompetent Jackhole.

Jake the Snake
Knight of Columbus

Insurance Fraud/Racketeering: Knights of Columbus Style

By: Jake the Snake–an occasional contributor

Back in August 2018, the Knights of Columbus (a Catholic Church volunteer group) was served a lawsuit by a vendor alleging insurance fraud and manipulation, essentially running a Ponzi scheme.

U.S. District Court in Denver against the Knights of Columbus, claiming the Catholic-charity behemoth is using “phantom” numbers to fraudulently inflate its 1.4 million insurance pool of mostly aging members.


The lawsuit, filed Tuesday by Greenwood Village attorney Jeffrey Vail on behalf of UKnight Interactive and manager Leonard Labriola, accuses the charity of artificially claiming that it has 1.9 million insureds worldwide by counting members who have dropped out. It also accuses the charity of stealing the company’s trade secrets.

Denver lawsuit calls Knights of Columbus life insurance pool a racketeering scheme

Another Catholic organization facing serious lawsuits stemming from misleading its members…heard that before? Sadly, as a member of said group, the lawsuit is wholly WITH merit, and not a baseless claim, as some may have you believe. See I work in the business and I can say there is manipulation and cooking the books taking place and has been for some time. I am here to tell you the insurance arm of this organization is a Ponzi scheme and will fail by 2033 if things don’t change rapidly. I will lay out my thesis and reasoning below.

First basic insurance 101: The company charges you a premium, and if nothing happens the insurance company gets to keep it, if something happens, they must pay out for a covered loss. One reason this line of work is very profitable is you pay them in today’s dollars, they pay out as long as 30 days after the incident, pocketing the difference. The monies collected can be invested, but a reserve enough to cover a certain threshold of claims must be kept liquid in order to meet obligations should they arise!

In the case of the Knights of Columbus (KOC) they only sell life insurance, annuities, retirement, and long-term care policies to members and their spouses. As a result, they have a very small pool from which to choose since members must not only be Catholics but a member of the organization! In the case of all these products, claims are not anticipated for years after buying the product; in many cases, life insurance never will pay out! However, the organization is aging and has not been able to attract younger members to backfill the monies now being paid out to dying members. Worse yet, every major player in California has ceased selling long term care as it is very underpriced and most companies with policies remaining are doubling prices annually just to tread water! Even worse, the Knight’s products are not priced adequately, many far below the premium of far more reputable companies such as the carrier I represent! Problem is, in recent years, the amount of money paid out, has far exceeded monies paid in, resulting in an operating loss.

“Indeed, the KC Supreme insurance program is only one step removed from a classic Ponzi scheme,” the lawsuit says. “This case involves an elaborate scheme of racketeering, fraud, deception, theft, and broken promises by the Knights of Columbus Supreme Council (KC Supreme) and two of their senior executives, Thomas Smith and Matthew St. John.”

The problem lies in a couple of areas, like many groups and organizations not involving drinking or trips to a gentlemen’s clubs, the membership skews older. KOC is no different. Over 30% are over the age of 70. Most of the Knights in this age group own multiple policies totaling several hundred thousand or possibly a million dollars. But that’s ok because what about the other 70% right? Well here’s the issue, they are inactive. They only joined because their parent/grandparent made them and has been paying their dues. (Think CRA but not as far down the drain.). The reality is that this group has not bought the insurance, thus saddling the KOC with an aging membership controlling most of the insurance liability to be paid upon death!

Most phantom members are younger men who quit because of the demands of raising children and families, the lawsuit says. Aging and retiring members tend to remain active, it says.

For example, KC Supreme advertised on its website that it had 45,000 new members in 2010, while counting phantom members and omitting the fact that with the numbers of members who died or withdrew, net membership numbers actually shrank, the lawsuit says.

This creates a reserve issue and here is where the racketeering comes into play, and this part of the fraud leads all the way to New Haven, Connecticut where the HQ is located.

Knights HQ in New Haven

A directive came out, saying we are not to drop a member for any reason if he has attained the highest degree of rank…the only way to drop a member is if he has not paid dues for over 5 years! Think about that; 5 years plus of non-payment! (again, very reminiscent of CRA.)

The charity props its membership rolls by forcing 15,392 local Knights of Columbus councils to continue paying nominal dues for former phantom members after they drop out, the lawsuit says. The charity requires councils to recruit a new member before allowing them to drop an old one, the lawsuit says.


Based on such rules, one local council in New Jersey reports that it has 316 members when it actually has 54 members, the lawsuit says. When a Dallas council asked to remove more than 80 “long-delinquent” members from its rolls, KC Supreme only allowed eight to be removed, the lawsuit says.

I say the only way, because the other ways to drop someone are automatic…felony…no longer a Catholic…those things. The root issue is the younger members aren’t buying policies and have no intention to do so in the future, and since many members aren’t paying dues for themselves, they are being kept around to artificially inflate the membership rolls. This is where the racketeering scheme comes into play, as the KOC can lie to credit rating agencies about how solvent they are. KOC Insurance company can hide behind “…well we have 1.9 million members we can sell our products too…so we can be solvent if given an opportunity.”

While local councils do volunteer and charitable work, KC Supreme, generates billions of dollars tax-free every year selling life insurance, the lawsuit says. The Knights of Columbus’ KC Supreme website falsely advertises that its membership of “brother knights” grew for the 44th consecutive year and will soon top 2 million men, the lawsuit says.


“In fact, the true membership of the Knights of Columbus without these ‘phantom’ members is only about 1.4 million — their published number represents an approximate 36% overstatement!” the lawsuit says.

The insurance is pushed very hard by the organization. It’s mentioned at all 4 degrees (steps) you go through to full knighthood. You are required to meet with the agent after joining the knighthood, and insurance is pushed at every meeting. The agents are similar to your neighborhood AMWAY sales guy, essentially programmed to take a “No” as a “Yes”, and to keep pushing for the sale, it’s a turn off. These insurance reps are paid a slave wage and become commission only after about a year, and only get 4 councils to sell to, many having aging populations who won’t be eligible for the products. Turnover is high, and usually you buy a handful of policies on yourself to advance the scheme in the sense of putting food on your own plate. Isn’t this taking advantage of someone which runs contrary to the church’s values? Think that is odd, try the “retirement” of Chief Investment Officer Tom Smith, who stepped down just after the lawsuit was served…. let me guess impeccable and unrelated timing, right? Probably said he needed to spend more time with his family. I think Smith knows this Ponzi is about to hit the fan. Why else would he resign from a job paying him $900K a year?

Tom Smith

The fraternal order has $105 billion of insurance in force written against only $22 billion in assets, the lawsuit says. It says the Knights of Columbus organization “may very well be on the verge of financial collapse.”

I can say firsthand that the issues here are very real and true, heads are going to roll, and Pharisees and tax collectors described in the Bible will be shown in real modern form. I can say our council has 17 non-payers, and likely has at least that amount in next of kin whose dues are paid for by poppa.

A District Deputy (think regional manager) in Illinois has a council, that lists 300 members, but none have paid dues in years, and the council has not had a meeting in years. This narrative plays out everywhere leading me to believe the 1.9 million is closer to 1.1, making the “insurance pool” far less than advertised. A very heavy emphasis is put on recruiting, almost unhealthy emphasis, we just want a warm body capable of fogging a mirror, because they can buy a policy, thus buying time for the order.

My advice: Stay away from this group and if you have an insurance policy make sure the KOC belongs to the National Association of Insurance Commissioners, which in layman’s terms means if something were to happen and the insurance arm goes bankrupt, other companies step in to pay the claims/absorb the policies.

This is actually a very big deal, as many members have been misled about the insurance program and its long-term viability. The Chief Insurance Officer retiring, is likely more of a sign of a rat scurrying off the ship. Tom Smith is a coward of a human, yet no one is able to call him out. This story does not end well, and hopefully no one has any retirement monies invested in this scheme. Sit back and watch the dominoes fall boys and girls….and the Catholic Church wonders why it’s dying off.

Jake the Snake
Knight of Columbus